:root{
  --navy:#071a33;
  --navy-2:#0b2344;
  --ink:#f9f5e7;
  --muted:#b8c3d6;
  --gold:#d9b766;
  --gold-2:#f5dc96;
  --rose:#d8a4a4;
  --green:#58d6a3;
  --red:#ff7b7b;
  --amber:#ffcc66;
  --glass:rgba(7,26,51,.74);
  --glass-2:rgba(255,255,255,.08);
  --stroke:rgba(245,220,150,.24);
  --shadow:0 24px 80px rgba(0,0,0,.38);
  --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  min-height:100vh;
  background:
    radial-gradient(circle at 15% 12%, rgba(245,220,150,.2), transparent 24rem),
    radial-gradient(circle at 85% 20%, rgba(216,164,164,.14), transparent 26rem),
    linear-gradient(135deg, #031021 0%, #071a33 48%, #111827 100%);
  color:var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  overflow-x:hidden;
}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
input,select,textarea{
  width:100%;
  border:1px solid rgba(245,220,150,.2);
  background:rgba(255,255,255,.08);
  color:var(--ink);
  border-radius:16px;
  padding:14px 14px;
  outline:none;
  transition:.2s ease;
}
select option{background:#071a33;color:#fff}
input:focus,select:focus,textarea:focus{
  border-color:rgba(245,220,150,.72);
  box-shadow:0 0 0 4px rgba(217,183,102,.13);
}
textarea{resize:vertical;line-height:1.45}
label{display:flex;flex-direction:column;gap:8px;color:#f7edc9;font-weight:700;font-size:.9rem}
.hidden{display:none!important}
.glass-panel{
  border:1px solid var(--stroke);
  background:linear-gradient(135deg, rgba(255,255,255,.11), rgba(255,255,255,.05));
  backdrop-filter:blur(22px);
  box-shadow:var(--shadow);
  border-radius:var(--radius);
}
.atm-bg-orb{position:fixed;filter:blur(12px);border-radius:999px;pointer-events:none;opacity:.5;z-index:-2}
.orb-one{width:260px;height:260px;background:rgba(217,183,102,.22);top:5vh;left:-70px}
.orb-two{width:330px;height:330px;background:rgba(79,140,255,.16);bottom:-110px;right:-80px}
.atm-watermark{
  position:fixed;inset:auto -2vw 4vh auto;
  font-size:22vw;font-weight:900;letter-spacing:-.08em;
  color:rgba(245,220,150,.035);z-index:-1;pointer-events:none;line-height:.8;
}
.eyebrow{margin:0 0 8px;text-transform:uppercase;letter-spacing:.18em;color:var(--gold-2);font-size:.74rem;font-weight:900}
.login-shell{min-height:100vh;display:grid;place-items:center;padding:24px}
.login-card{width:min(640px,100%);padding:42px;text-align:left;position:relative;overflow:hidden}
.login-card:before,.hero-panel:before{
  content:"";position:absolute;inset:0;background:linear-gradient(120deg, transparent, rgba(245,220,150,.12), transparent);transform:translateX(-100%);animation:sweep 7s ease-in-out infinite;
}
@keyframes sweep{0%,55%{transform:translateX(-100%)}85%,100%{transform:translateX(100%)}}
.crest-badge,.brand-mark{
  width:72px;height:72px;border-radius:24px;display:grid;place-items:center;
  background:linear-gradient(135deg,#f5dc96,#a37628 55%,#f7e5a5);
  color:#071a33;font-weight:1000;letter-spacing:-.07em;
  box-shadow:0 14px 38px rgba(217,183,102,.28);
}
.login-card h1{font-size:clamp(2.2rem,6vw,4.4rem);line-height:.94;margin:10px 0 18px;letter-spacing:-.06em}
.login-copy{font-size:1.05rem;color:var(--muted);max-width:52ch;line-height:1.55}
.pin-form{margin-top:28px;display:grid;gap:12px;position:relative;z-index:2}
.pin-row{display:grid;grid-template-columns:1fr auto;gap:12px}
.gold-btn,.ghost-btn,.danger-btn{
  border:0;border-radius:16px;padding:13px 18px;font-weight:900;transition:.18s ease;min-height:48px;
}
.gold-btn{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#071a33;box-shadow:0 14px 35px rgba(217,183,102,.2)}
.gold-btn:hover,.ghost-btn:hover,.danger-btn:hover{transform:translateY(-2px)}
.ghost-btn{background:rgba(255,255,255,.08);color:var(--ink);border:1px solid rgba(245,220,150,.25)}
.danger-btn{background:rgba(255,123,123,.14);color:#ffdede;border:1px solid rgba(255,123,123,.28)}
.full{width:100%}
.form-note{min-height:20px;color:var(--amber);font-weight:800}
.compliance-mini{margin-top:22px;padding:16px;border-radius:18px;border:1px solid rgba(245,220,150,.22);background:rgba(0,0,0,.18);line-height:1.45;color:#f8edcb}
.app-shell{min-height:100vh;display:grid;grid-template-columns:310px 1fr;gap:18px;padding:18px}
.sidebar{position:sticky;top:18px;height:calc(100vh - 36px);padding:22px;display:flex;flex-direction:column;gap:22px;overflow:auto}
.brand-lockup{display:flex;align-items:center;gap:14px}
.brand-lockup h2{font-size:1.05rem;margin:0}.brand-lockup span{color:var(--muted);font-size:.82rem;font-weight:800}
.nav-stack{display:grid;gap:10px}
.nav-link{
  text-align:left;background:rgba(255,255,255,.06);color:#f9f5e7;border:1px solid rgba(245,220,150,.14);
  border-radius:18px;padding:15px 16px;font-weight:900;transition:.18s ease;
}
.nav-link:hover,.nav-link.active{background:linear-gradient(135deg,rgba(245,220,150,.22),rgba(245,220,150,.07));border-color:rgba(245,220,150,.4);transform:translateX(3px)}
.sync-card{margin-top:auto;padding:16px;border-radius:22px;background:rgba(0,0,0,.18);border:1px solid rgba(245,220,150,.15)}
.tiny-label{display:block;color:var(--gold-2);text-transform:uppercase;letter-spacing:.14em;font-size:.68rem;font-weight:1000}.sync-card p{color:var(--muted);line-height:1.4;font-size:.9rem}
.workspace{display:grid;gap:18px;min-width:0}.topbar{padding:20px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;position:sticky;top:18px;z-index:4}.topbar h1{margin:0;font-size:clamp(1.5rem,3.5vw,2.7rem);letter-spacing:-.05em}.topbar-actions{display:flex;gap:10px;flex-wrap:wrap}.view{display:none}.active-view{display:grid;gap:18px}.hero-panel{padding:28px;display:flex;align-items:center;justify-content:space-between;gap:18px;position:relative;overflow:hidden}.hero-panel h2{font-size:clamp(1.6rem,4vw,3.4rem);margin:0 0 10px;letter-spacing:-.06em}.hero-panel p{color:var(--muted);max-width:72ch;line-height:1.55}.hero-actions{display:flex;gap:10px;flex-wrap:wrap;z-index:2}.kpi-grid{display:grid;grid-template-columns:repeat(5,minmax(140px,1fr));gap:14px}.kpi-card{padding:18px;border-radius:24px;background:linear-gradient(135deg,rgba(255,255,255,.11),rgba(255,255,255,.045));border:1px solid rgba(245,220,150,.18);box-shadow:0 12px 42px rgba(0,0,0,.18)}.kpi-card strong{font-size:2rem;display:block;letter-spacing:-.05em}.kpi-card span{color:var(--muted);font-weight:800;font-size:.86rem}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}.section-card,.form-panel{padding:24px}.section-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:18px}.section-head h2,.section-head h3{margin:0 0 8px;letter-spacing:-.04em}.section-head p:not(.eyebrow){color:var(--muted);line-height:1.5;margin:0}.form-grid{display:grid;grid-template-columns:repeat(4,minmax(180px,1fr));gap:16px}.wide-label{margin-top:16px}.check-grid{display:grid;grid-template-columns:repeat(3,minmax(180px,1fr));gap:12px;margin-top:18px}.check-card{display:flex;flex-direction:row;align-items:center;gap:10px;padding:14px;border-radius:18px;background:rgba(255,255,255,.06);border:1px solid rgba(245,220,150,.16);color:#fff}.check-card input{width:auto}.form-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.client-grid{display:grid;grid-template-columns:repeat(3,minmax(220px,1fr));gap:14px}.client-card,.finding-card,.list-item{padding:16px;border-radius:22px;background:rgba(255,255,255,.065);border:1px solid rgba(245,220,150,.16)}.client-card h3,.finding-card h3{margin:0 0 8px;letter-spacing:-.03em}.client-card p,.finding-card p,.list-item p{margin:6px 0;color:var(--muted);line-height:1.4}.pill-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.pill{display:inline-flex;align-items:center;gap:6px;border-radius:999px;padding:7px 10px;background:rgba(245,220,150,.12);border:1px solid rgba(245,220,150,.2);font-size:.78rem;font-weight:900;color:#fff}.pill.green{background:rgba(88,214,163,.13);border-color:rgba(88,214,163,.32)}.pill.red{background:rgba(255,123,123,.12);border-color:rgba(255,123,123,.3)}.pill.amber{background:rgba(255,204,102,.13);border-color:rgba(255,204,102,.32)}.stack-list{display:grid;gap:12px}.empty-state{color:var(--muted);font-weight:800}.ai-preview{margin-top:18px;padding:18px;border-radius:24px;border:1px solid rgba(88,214,163,.26);background:linear-gradient(135deg,rgba(88,214,163,.12),rgba(255,255,255,.045))}.ai-preview h3{margin:0 0 8px}.ai-preview p{color:var(--muted);line-height:1.45}.findings-grid{display:grid;grid-template-columns:repeat(3,minmax(240px,1fr));gap:14px}.toast{position:fixed;right:24px;bottom:24px;z-index:10;padding:15px 18px;border-radius:18px;background:rgba(7,26,51,.92);border:1px solid rgba(245,220,150,.32);box-shadow:var(--shadow);max-width:min(420px,calc(100vw - 32px));font-weight:900}.muted{color:var(--muted)}.record-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.small-btn{min-height:36px;border:0;border-radius:12px;padding:8px 10px;background:rgba(255,255,255,.08);color:var(--ink);font-weight:900;border:1px solid rgba(245,220,150,.18)}
@media (max-width:1180px){.app-shell{grid-template-columns:1fr}.sidebar{position:relative;height:auto}.nav-stack{grid-template-columns:repeat(3,1fr)}.form-grid{grid-template-columns:repeat(2,1fr)}.kpi-grid{grid-template-columns:repeat(3,1fr)}.two-col,.client-grid,.findings-grid{grid-template-columns:1fr 1fr}.topbar{position:relative;top:0}}
@media (max-width:720px){.app-shell{padding:10px}.login-card{padding:26px}.pin-row{grid-template-columns:1fr}.nav-stack,.form-grid,.check-grid,.kpi-grid,.two-col,.client-grid,.findings-grid{grid-template-columns:1fr}.hero-panel,.topbar,.section-head{flex-direction:column;align-items:stretch}.gold-btn,.ghost-btn,.danger-btn{width:100%}.atm-watermark{font-size:40vw}.topbar-actions,.form-actions,.hero-actions{width:100%}}
@media print{body{background:#fff;color:#000}.sidebar,.topbar-actions,.form-actions,.toast{display:none!important}.app-shell{display:block}.glass-panel{box-shadow:none;border:1px solid #ddd;background:#fff;color:#000}.view{display:block!important}.active-view{display:block}.eyebrow{color:#6c4a00}}


/* ATM AI Credit Repair Command Center v1.0C — Strategy Engine + Owner Review + Compliance Lock */
.strategy-grid{display:grid;grid-template-columns:repeat(3,minmax(260px,1fr));gap:14px}
.strategy-card{position:relative;overflow:hidden;padding:18px;border-radius:24px;background:linear-gradient(135deg,rgba(255,255,255,.095),rgba(255,255,255,.04));border:1px solid rgba(245,220,150,.18);box-shadow:0 12px 42px rgba(0,0,0,.16)}
.strategy-card:before{content:"";position:absolute;inset:0 0 auto 0;height:4px;background:linear-gradient(90deg,rgba(245,220,150,.15),rgba(245,220,150,.75),rgba(88,214,163,.55));opacity:.9}
.strategy-card h3{margin:0 0 8px;letter-spacing:-.035em}.strategy-card p{margin:7px 0;color:var(--muted);line-height:1.45}.strategy-card strong{color:#fff}
.strategy-score{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:14px 0;padding:12px;border-radius:18px;background:rgba(0,0,0,.16);border:1px solid rgba(245,220,150,.13)}
.score-ring{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--gold-2) calc(var(--score,55)*1%),rgba(255,255,255,.12) 0);font-weight:1000;color:#071a33;position:relative}.score-ring:after{content:"";position:absolute;inset:7px;border-radius:50%;background:#f9f5e7}.score-ring span{position:relative;z-index:1}
.strategy-workbench{display:grid;grid-template-columns:1.25fr .75fr;gap:18px}.lock-panel{border:1px solid rgba(255,204,102,.24);background:linear-gradient(135deg,rgba(255,204,102,.1),rgba(255,255,255,.045))}.lock-panel.blocked{border-color:rgba(255,123,123,.36);background:linear-gradient(135deg,rgba(255,123,123,.11),rgba(255,255,255,.035))}.lock-panel.ready{border-color:rgba(88,214,163,.32);background:linear-gradient(135deg,rgba(88,214,163,.12),rgba(255,255,255,.04))}
.lock-list{display:grid;gap:10px;margin:14px 0}.lock-list label{display:flex;flex-direction:row;align-items:flex-start;gap:10px;padding:12px;border-radius:16px;background:rgba(255,255,255,.055);border:1px solid rgba(245,220,150,.14);font-size:.88rem;line-height:1.35}.lock-list input{width:auto;margin-top:2px}.lock-warning{padding:14px;border-radius:18px;background:rgba(255,123,123,.11);border:1px solid rgba(255,123,123,.3);color:#ffdede;font-weight:800;line-height:1.45}.lock-ready{padding:14px;border-radius:18px;background:rgba(88,214,163,.12);border:1px solid rgba(88,214,163,.28);color:#d8ffef;font-weight:800;line-height:1.45}
.review-grid{display:grid;grid-template-columns:repeat(2,minmax(260px,1fr));gap:14px}.review-card,.dispute-card,.audit-card{padding:17px;border-radius:22px;background:rgba(255,255,255,.065);border:1px solid rgba(245,220,150,.16)}.review-card h3,.dispute-card h3,.audit-card h3{margin:0 0 8px;letter-spacing:-.035em}.review-card p,.dispute-card p,.audit-card p{color:var(--muted);line-height:1.42;margin:7px 0}.review-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.mini-btn{min-height:38px;border:0;border-radius:13px;padding:9px 11px;background:rgba(255,255,255,.08);color:var(--ink);font-weight:900;border:1px solid rgba(245,220,150,.18)}.mini-btn.good{background:rgba(88,214,163,.13);border-color:rgba(88,214,163,.3)}.mini-btn.warn{background:rgba(255,204,102,.13);border-color:rgba(255,204,102,.32)}.mini-btn.bad{background:rgba(255,123,123,.13);border-color:rgba(255,123,123,.32)}
.strategy-empty{padding:22px;border-radius:24px;background:rgba(255,255,255,.055);border:1px dashed rgba(245,220,150,.26);color:var(--muted);font-weight:850;line-height:1.5}.split-actions{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.compact-form{display:grid;gap:12px}.compact-form .form-grid{grid-template-columns:repeat(2,minmax(180px,1fr))}.selected-strategy-box{padding:15px;border-radius:20px;background:rgba(0,0,0,.16);border:1px solid rgba(245,220,150,.16);margin-bottom:14px}.selected-strategy-box h3{margin:0 0 8px}.selected-strategy-box p{color:var(--muted);line-height:1.4;margin:6px 0}.queue-metrics{display:grid;grid-template-columns:repeat(4,minmax(120px,1fr));gap:12px;margin-bottom:18px}.metric-pill{padding:14px;border-radius:18px;background:rgba(255,255,255,.06);border:1px solid rgba(245,220,150,.14)}.metric-pill strong{font-size:1.6rem;display:block}.metric-pill span{color:var(--muted);font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.11em}.route-note{font-size:.86rem;color:var(--muted);line-height:1.4}.highlight-line{border-left:4px solid rgba(245,220,150,.65);padding-left:12px}.disabled-soft{opacity:.55;filter:saturate(.7)}
@media (max-width:1180px){.strategy-grid{grid-template-columns:1fr 1fr}.strategy-workbench{grid-template-columns:1fr}.queue-metrics{grid-template-columns:repeat(2,1fr)}}
@media (max-width:720px){.strategy-grid,.review-grid,.compact-form .form-grid,.queue-metrics{grid-template-columns:1fr}.split-actions{display:grid}.mini-btn{width:100%}}

/* ATM AI Credit Repair Command Center v1.0D — Multi-select Issue Buttons + Letter Builder + Print Packet */
.form-field-full{grid-column:1 / -1}
.issue-button-card{padding:16px;border-radius:22px;background:linear-gradient(135deg,rgba(245,220,150,.09),rgba(255,255,255,.045));border:1px solid rgba(245,220,150,.18);display:grid;gap:12px}
.issue-title-row{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.issue-title{font-size:.95rem;color:#f7edc9;font-weight:1000;margin:0}
.issue-chip-grid{display:flex;flex-wrap:wrap;gap:10px}
.issue-chip{border:1px solid rgba(245,220,150,.22);background:rgba(255,255,255,.07);color:#fff;border-radius:999px;padding:11px 13px;font-weight:950;min-height:44px;transition:.18s ease;box-shadow:0 10px 22px rgba(0,0,0,.1)}
.issue-chip:hover{transform:translateY(-2px);border-color:rgba(245,220,150,.45)}
.issue-chip.active{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#071a33;border-color:rgba(245,220,150,.95);box-shadow:0 14px 32px rgba(217,183,102,.2)}
.issue-selected-preview{padding:11px 13px;border-radius:16px;background:rgba(0,0,0,.16);border:1px dashed rgba(245,220,150,.2);color:var(--muted);font-weight:850;line-height:1.4}
.other-issue-wrap{margin-top:0}
.letter-body-box{font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", monospace;line-height:1.48;white-space:pre-wrap}
.approval-card,.mail-card{padding:17px;border-radius:22px;background:rgba(255,255,255,.065);border:1px solid rgba(245,220,150,.16)}
.approval-card h3,.mail-card h3{margin:0 0 8px;letter-spacing:-.035em}.approval-card p,.mail-card p{color:var(--muted);line-height:1.42;margin:7px 0}
.packet-controls{margin-bottom:18px}.packet-preview{margin-top:18px}.print-sheet{border-radius:26px;background:#fff;color:#111;padding:34px;box-shadow:0 24px 80px rgba(0,0,0,.28);font-family:Georgia,"Times New Roman",serif}.print-sheet .eyebrow{color:#8a641d}.packet-cover{border:2px solid #d9b766;border-radius:22px;padding:28px;margin-bottom:22px;background:linear-gradient(135deg,#fff,#fbf4df)}.packet-cover h1{font-size:2.6rem;letter-spacing:-.05em;margin:12px 0 8px;color:#071a33}.packet-cover p{color:#334155}.packet-cover .crest-badge{box-shadow:none}.packet-meta{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:18px}.packet-meta div{border:1px solid #e5d4a8;border-radius:16px;padding:12px;background:#fff}.packet-meta strong{display:block;color:#071a33;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em}.packet-meta span{display:block;margin-top:6px;color:#111;font-weight:700}.packet-section{border-top:1px solid #e5d4a8;padding-top:18px;margin-top:18px}.packet-section h2{color:#071a33;margin:0 0 10px}.packet-section p,.packet-section li{color:#1f2937;line-height:1.55}.letter-print-body pre{white-space:pre-wrap;font-family:Georgia,"Times New Roman",serif;font-size:1rem;line-height:1.55;color:#111;background:#fff;border:1px solid #e5d4a8;border-radius:16px;padding:18px}.mail-checks{margin-top:16px}.nav-stack .nav-link[data-route="letters"],.nav-stack .nav-link[data-route="finalApproval"],.nav-stack .nav-link[data-route="printPacket"],.nav-stack .nav-link[data-route="certifiedMail"]{border-color:rgba(88,214,163,.2)}
@media (max-width:720px){.issue-title-row{display:grid}.issue-chip{width:100%;justify-content:center}.packet-meta{grid-template-columns:1fr}.print-sheet{padding:18px}.packet-cover h1{font-size:2rem}}
@media print{.sidebar,.topbar,.form-actions,.hero-panel,.packet-controls,.section-head .record-actions,.toast,.nav-stack,.sync-card{display:none!important}.app-shell{display:block;padding:0}.workspace{display:block}.view{display:none!important}#printPacketView{display:block!important}.glass-panel,.section-card{border:0!important;box-shadow:none!important;background:#fff!important;padding:0!important}.packet-preview{margin:0}.print-sheet{box-shadow:none;border-radius:0;padding:0}.packet-cover{break-inside:avoid}.letter-print-body pre{border:0;padding:0}.atm-bg-orb,.atm-watermark{display:none!important}}